Share Rates
ILFCU Share Rates earns you monthly dividends.
Share Savings and Draft Rates:
Our Regular Share and Draft Rates are very competitive
Rates Current as of 2/28/2025
Rates are Subject to Change! * APY Equals Annual Percentage Yield!
| Share/Savings | Min Amt | *APR | *APY |
|---|---|---|---|
|
Reg Shares/Savings |
$5 |
.20 % |
.20 % |
|
Christmas Club |
$5 |
.20 % |
.20 % |
|
Vacation Club |
$5 |
.10 % |
.10 % |
|
Draft-Average $300 |
$5 |
.10 % |
.10 % |
Certificate of Deposit Rates:
Indiana Lakes FCU offers you an opportunity to invest with guaranteed earnings and a peace of mind. Competitive rates are offered on certificates for a wide range of terms. A minimum of $500 is required to open a share certificate.
Rates Current as of 2/28/2025
Rates are Subject to Change! * APY Equals Annual Percentage Yield!
| Certificates of Deposits | Min Amt | *APY |
|---|---|---|
|
6 Months |
$500 |
3.75 % |
|
12 Months |
$500 |
3.50 % |
|
18 Months |
$500 |
3.50 % |
|
24 Months |
$500 |
3.00 % |
Money Market Account Rates:
Indiana Lakes FCU offers you an opportunity to earn higher rates and retain availability to your money. You’ll also enjoy better availability to your money than in a Share Certificate.
Rates Current as of 2/28/2025
Rates are Subject to Change! * APY Equals Annual Percentage Yield!
| Money Market Accounts | Min Amt | Max Amt | *APY |
|---|---|---|---|
|
up to $2,499 |
$0 |
$2,499 |
.50 % |
|
$2,500 to $24,999 |
$2,500 |
$24,999 |
1.00 % |
|
$25,000 to $99,999 |
$25,000 |
$99,999 |
1.00 % |
|
$100,000 & Over |
$100,000 |
>$100,000 |
1.25 % |
NOTES: * You must be 18 YEARS OF AGE & employed at least 6 months to get a loan of any kind.
* Between 6 month and 1 year employment, you must have a non-spousal co-signer who meets our loan restrictions.
* MUST BE IN THE UNITED STATES FOR 1 YEAR, PLUS DOCUMENTATION PROOF.