Indiana Lakes FCU

Indiana Lakes FCU, 322 S Detroit St
Warsaw, Indiana 46580 – Call us at (574) 267-7497

Auto Buying Help

Indiana Lakes Federal Credit Union is committed to making your car buying experience a smooth ride.  One of the ways we want to assist you whether you are searching for a new ride, or you are about to purchase a used vehicle, is through our Auto Buying Help resource.  Within this page, you can find links to help you make an informed decision, get rates, calculate payments, or apply for a loan.


Is a valuable resource to help ensure you’re getting the best deal on your next vehicle, whether that’s your dream car, a second vehicle or a reliable auto for new drivers in the family. Visit the  NADA website to get your vehicles value.

Loan Calculators

Auto purchases are big decisions.  For most of us, it is the single biggest purchase we’ll make outside of buying a home.  To help you make the best decision, Indiana Lakes FCU offers an online Loan Calculator to put more of the decision-making under your control, not the auto dealer.

GAP with TruStage

Guaranteed Asset Protection, also known as GAP, covers the gap between the unpaid loan balance of your vehicle, and the settlement amount your insurance company would pay in the event it is totaled in an accident, non-recovered after theft or some other insurable event.  As value can decline sharply during the first few years of ownership, your loan balance could easily end up being greater than the then-current value of your vehicle.  That’s where GAP kicks in and protects you from a potentially substantial loss.

Get a quote or learn about the benefits of GAP with TruStage here.

Mechanical Repair Coverage (MRC)

It’s a fact that as vehicles get older, the risk and cost of repairs increase.  Will you be able to afford the repairs you need to keep your car on the road?

Mechanical Repair Coverage, through TruStage Insurance, provides coverage when you need it most, and can help you limit the cost of any covered breakdowns.  Most vehicles can be covered at a very competitive cost, and you’ll be able to choose from multiple coverage options with one that is sure to fit your needs.  Coverage includes the cost of parts, and labor, minus your chosen deductible of $0, $100, $250 or $500.

Want more details?  Go to or talk to your loan officer.

Auto Insurance

Indiana Lakes FCU is proud to partner with TruStage Insurance, bringing more than 80 years of dependable credit union member insurance, to provide auto, home, and other insurance products to members at a discounted rate.  You may call 1-888-380-9287, or visit to ask questions, or get a quote.

Find and compare different vehicle’s MPG on this official U.S. government website.  The site also offers more information about hybrid vehicles, gas mileage tips and a tool to track your current car’s fuel economy.

Visit to learn more.

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