Loans & Credit
ILFCU Low Loan Rates and flexible terms helps you keep money in your pocket
Indiana Lakes has many low cost loan options and lines of credit that can meet your needs and budget. We also offer local people and make local decisions, which is good for you! Ask us about refinancing your existing loans with another institution.
Auto Loans:
Get affordable financing on your next new or used consumer car, truck, or electric vehicle purchase with an auto loan from ILFCU.
Need help buying a new auto? Indiana Lakes Federal Credit Union is committed to making your car buying experience a smooth ride. Learn More…
Recreational Vehicle Loans:
Secure a competitive loan to buy an RV, boat, ATV, or other recreational vehicle at ILFCU. Learn More…
Personal Loans:
Finance income tax payments, your child’s college tuition, credit card consolidation, and much more – all at an affordable rate. Indiana Lakes FCU has personal loans for you up to $10,000, with flexible terms to meet your needs. Learn More…
Home Loans:
Finance your dream home with a mortgage loan, or obtain a Home Equity Line of Credit (HELOC) to improve your existing home. ILFCU offers low rates and flexible terms. Mortgage applications must be made in person. Learn More…
VISA Cards:
Stop paying steep annual fees and high interest rates on credit cards issued by banks, retail stores and auto manufacturers. Apply for a VISA Credit Card from ILFCU. Learn More…
All loans are subject to credit approval and rates are based upon credit score.
Apply online now using our new secure Loan Application Service. This online form allows us to get started on your loan or credit card application process. By completing the online application, you agree to allow the credit union to pull a credit report on you and/or your co-applicant. After you complete the secure application you will be contacted by a credit union loan officer very soon, usually within one business day.
Mortgage applications must be made in person. All loans are subject to credit approval and rates are based upon credit score.
The online loan form is submitted securely via a 256bit AES encryption using our SSL Certificate. This is the highest amount of encryption available on the internet. Using 256 AES encryption ensures that the information you submitted is securely transmitted from your computer’s browser to us. Additionally, your private information is encrypted before it is stored in our online database. To verify the SSL Certificate, double-click on the lock icon in the status bar of your browser window.