Indiana Lakes FCU

Indiana Lakes FCU, 322 S Detroit St
Warsaw, Indiana 46580 – Call us at (574) 267-7497

Insurance Protection Services

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection, also known as GAP, covers the gap between the unpaid loan balance of your vehicle, and the settlement amount your insurance company would pay in the event it is totaled in an accident, non-recovered after theft or some other insurable event.  As value can decline sharply during the first few years of ownership, your loan balance could easily end up being greater than the then-current value of your vehicle.  That’s where GAP kicks in and protects you from a potentially substantial loss. Get a quote or learn about the benefits of GAP with TruStage.

Mechanical Repair Coverage

It’s a fact that as vehicles get older, the risk and cost of repairs increase.  Will you be able to afford the repairs you need to keep your car on the road? Mechanical Repair Coverage, through TruStage Insurance, provides coverage when you need it most, and can help you limit the cost of any covered breakdowns.  Most vehicles can be covered at a very competitive cost, and you’ll be able to choose from multiple coverage options with one that is sure to fit your needs.  Coverage includes the cost of parts, and labor, minus your chosen deductible of $0, $100, $250 or $500. Want more details? Go to or talk to your loan officer.

Credit Life and Disability Insurance

Payment Protection for your Loans can safeguard your family’s lifestyle and your peace of mind. It’s financial help you can count on when you need it most. And it’s convenient, economical and easy to qualify. Insurance is available for member purchase when they sign the loan documents. It provides loan payment protection in case of death or disability.


Many flexible payment options are available for you. Automatic payments may be made through payroll deduction, direct deposit, or from your share savings or share/draft checking account. You may make payments in person, by mail, or on ILFCU Home Banking.

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