Mortgage Loans
Whether you’re buying your very first home or want to see how much you can save by refinancing your present home, we have a loan you can live with! Take a look at these advantages:
- Competitive rates and terms let you take advantage of favorable market conditions.
- No early payoff penalty lets you pay ahead or pay off at any time.
- Direct Payments may be made automatically from your savings or checking account.
- Low closing costs will save you plenty.
Do You Know How Much You Can Afford?
As you begin, consider test-driving your ideas on the Loan Calculator and get some ideas about how different amounts might fit into your budget. And when you are ready to start looking for a house, mortgage pre-approval can make the difference between putting down a winning bid or watching the perfect property slip away.
Home Equity Visa Cards (HELOC)
You made a smart decision when you purchased your home. Now you can make another smart decision by putting your home to work for you, with a Home Equity Visa Line of Credit (HELOC). There are no closing costs or annual fees. The credit union may loan up to 80% of your appraised owner-occupied real estate value.
Use your HELOC for many purposes: consolidate bills or finance almost anything – vehicle, education, home improvement, or a vacation.
Best of all, you can use your credit line over and over without reapplying. Just use the special Visa Card that you’ll receive when you’re approved or use a convenience check.
Apply for HELOC loans in Person. View or print our Home Equity Disclosure here.
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