Whether you’re buying your very first home or want to see how much you can save by refinancing your present home, we have a loan you can live with! Take a look at these advantages:
Competitive rates and terms let you take advantage of favorable market conditions.
No early payoff penalty lets you pay ahead or pay off at any time.
Direct Payments may be made automatically from your savings or checking account.
Low closing costs will save you plenty.
Do You Know How Much You Can Afford?
As you begin, consider test-driving your ideas on the Loan Calculator and get some ideas about how different amounts might fit into your budget. And when you are ready to start looking for a house, mortgage pre-approval can make the difference between putting down a winning bid or watching the perfect property slip away.
Home Equity Visa Cards (HELOC)
You made a smart decision when you purchased your home. Now you can make another smart decision by putting your home to work for you, with a Home Equity Visa Line of Credit (HELOC). There are no closing costs or annual fees. The credit union may loan up to 80% of your appraised owner-occupied real estate value.
Use your HELOC for many purposes: consolidate bills or finance almost anything – vehicle, education, home improvement, or a vacation.
Best of all, you can use your credit line over and over without reapplying. Just use the special Visa Card that you’ll receive when you’re approved or use a convenience check.
Apply for HELOC loans in Person. View or print our Home Equity Disclosure here.
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