Indiana Lakes FCU

Indiana Lakes FCU, 322 S Detroit St
Warsaw, Indiana 46580 – Call us at (574) 267-7497

Loan Rates

NOTE: Loan Rates may vary due to credit history or other criteria.

New Vehicles

Rates Current as of: 03/20/2020
DescriptionMaximum Term
APR*
as low as
  
New Auto 2020 <5,000mi72 months
3.25 %
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New Auto 2020 <5,000mi60 months
2.75 %
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New Auto 2020 >5,000mi48 months
2.75 %
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New Auto36 months
2.50 %
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RVs Boats, or Motorcycles **Terms are the same as New Auto Terms**
 
Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Used Vehicles

Rates Current as of: 03/20/2020
DescriptionMaximum Term
APR*
as low as
  
Used Auto 2019-201860 months
2.75 %
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Used Auto 2017-201660 months
2.75 %
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Used Auto 2015-201460 months
2.75 %
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Used Auto 2013 & Older60 months
4.00 %
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*** All Used Vehicles *** If quallified, may be approved for 72 mo.
.25% higher than best qualified rate.
 
RVs Boats, or Motorcycles **Terms are the same as Used Auto Terms**
 
Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Home Equity Loans

Rates Current as of: 03/20/2020
DescriptionMaximum Term
APR*
as low as
  
Home improvement $15,000 Invoice or estimate60 months
6.50 %
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HELOC (Prime Rate) Open End
2.75 %
 
Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Other Loans

Rates Current as of: 03/20/2020
DescriptionMaximum Term
APR*
as low as
  
Signature48 months at $29.50/$1000
7.90 %
 
Misc / Secured48 months w/$25 UCC-1 Fee or Title
5.75 %
 
Secured by Certificate Same as Certificate term
2% over rate
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VISA Credit Card open end
6.9% 8.9% Base(10.9%) 12.9% 15.9% 17.9%
 
Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.
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